For my friends at BPI. I wrote this as my tribute to them on graduation day. This was read to them on January 7, 2003.

Marilyn Barrera - One of the fun-loving ladies of OTP 63. Malen loves dining out and shopping with her friends. People are wrong to think that she's pregnant. She just loves drinking beer!

Roselle Bejar - She may not always be on top in terms of class standing, but she's one of the smartest having been repeatedly asked to explain the 3-day, 5-day, 7-day clearing during review sessions. She's definitely the buddy of all buddies...could be your Chruch buddy, videoke buddy, swimming buddy, MRT buddy, or Ayala briskwalking buddy. There's one thing, though, that we don't like about her...She doesn't introduce her boyfriend to us.

Johanna J. Bibe - God knows how really nice Hanna is. She's very helpful and always calm, not to forget how the word MODERATION was made flesh and dwelt in the person of Hanna. Most of the time you see her quietly contemplating and appreciating her simple sources of joy, or could she be just rehearsing her punchlines? ;

Cosa E. Corpuz - Shay, as Cosa is more popularly known, is the woman with THE VOICE because she always sounds as if she's just gotten out of the bed. She's undoubtedly serious in matters relating to business and work, but wait till the "Spaghetti Song" plays!

Kriek B. Dalugdug - Kriek may sound overly sarcastic, act really childish, and be brutally frank most of the time, but once you get to know him to the point of exchaging nice and sweet text messages everyday, you'll definitely see his angelic and sweet side. Oh by the way, I'm just quoting Mel.

Richard P. Delagado - Father Richard is the soft-spoken one among the guys of OTP 63. He may seem aloof, but he's definitely one of those who could readily offer his help in almost anything and everything. We just think this guy needs some really sound advice in matters of the heart, heaven help!

Leonora R. Dizon - She's one of the best performing trainees of OTP 63 because in almost all exams, she has consistently ranked among the top three. More than that, she never misses a chance to share her knowledge to the rest of the class, just like a really concerned sister to her younger siblings. She's one miracle worker for bringing out the "Crying Ladies" in Rely and Mel with her soul-penetrating prayers before the exams.

Dennis P. Eugenio - the FCDU king is one telecommunications company. I suppose Dennis would have been the first to have leaped in so much enthusiasm when Senator Johnny O passed that bill texting and calling friends using different SIM cards. I bet "Who u?" is the most common reply Dennis gets through text.

Ann M. Famatigan - One of the Sta. Ana girls who misses home so much on October 31 of 2003. She unconsciously inspires us in so many ways for as long as there is a fresh supply of chichacorn and peanut brittle. So who says Ukay-Ukay is the pride of Baguio Session?

Lourdes T. Guinto - The woman whose favorite hobby is to smile. She'd seldom speak in class, but her few liners never failed to make good sense. We hope to hear her singing "Brown Eyes" while dancing "Spaghetti" more often.

Edgar C. Hasegawa - Our class president who is famous for the line..."in behalf of OTP 63..." God knows the gazillion number of times he said it! Seriously, Jap is one responsible class leader, and we all know that he absolutely has a bright career...dancing in the Dinagyang Festival in Iloilo.

Freely A. Hernandez - Rely is a sweety-girl! Looks like she just stepped out of high school and/or a salon. She's always in high spirits, no doubt about it. Her number one weakness...men's briefs (Am I even permitted to mention it?)

Edison M. Holgado - If it wasn't for Ed, the "Ocho-Ocho" dance wouldnt have become a hit among the guys and gals of OTP 63. No wonder Ed has got the genetically perfect tummy to perform the Ocho-Ocho infront of everybody in class. Take it away, Ed.

Gina B. Libunao - Tita Gina is one walking General Ledger (Thus, the GL-SL Walker). You can't blame people for thinking that she looks really serious and unapproachable because she once made a hell of other Unibankers' lives as an auditor. Surely, this "kurot" queen is going to be really good in managing branch operations. ;

Remille Marie S. Marquez - She would have bagged the Best Actress trophy from Maricel Soriano had Tita Milette taken an acting role in "Crying Ladies." Nobody misses her unforgettably side-splitting hand gestures and facial expressions while blurting out "Co-Co-Co-Custodian!"

Alfa Justia J. Medina - If the entire OTP were to be made into a suspense flick, it would have been "The Panic Room" starring Alfa as PANIC herself/itself. But Alfa is such a dear friend to everybody else that's why we always see her surrounded by friends during exams. (hehe!)

Melissa R. Medina - Mel is definitely the perfect person to endorse Glutaphos. She's so gifted at memorizing a huge amount of text enough to make you go really panicky a couple of weeks prior to your taking the exam. I bet training was one hell of an Amazing Race for her!

Alvin R. Miranda - The Videoke Master who sings the great songs of the yesteryears with such amazing vocal exhibition. He's such a wacky hooligan, his captive audience laughing like a pack of hyenas from the first punchline onward. We'll wait until PRINSESA becomes PRINSISA on the next videoke challenge.

Juliet D. Nuestro - Juliet definitely has the best yawn in the world! She was never sleepy in class, she was just possessed.

Lester Y. Ong - Lester is predicted to be the one most likely to become bank vice president in ten years. He's smart and articulate which are contributing factors to his becoming a good leader. Actually, his lecture on the proper way of bathing was really enlightening!

Raoul P. Puruganan - Having worked in the Fulfillment Banking Division of BPI, Raoul is really IT-savvy. When he's bored he surfs the net til he reaches those popular adult webpages and his hardware heats up. Sometimes,Raoul also trades adult VCDs and DVDs with his just as libidinous buddies. "Boy Bastos" is not so nasty after all.

Ma. Lourdes G. Ramirez - One true daughter of Laguna. She's given us a taste of Laguna with the Buko pies we brutally massacred on her birthday. Somebody must know that she's single, loves Jazz music, and enjoys long drives.

Ramitess L. Sanchez - A pocket full of sunshine, a voice of an enchanting siren, and enough charm to convince the birds out of the trees...all this and more in a neat little package.

Oliver Ian C. Wee - Always keeps his cool, nonchalantly dismisses every single worry in his life, and chooses the right mix of clothes to don on a corporate weekday - definitely not Oliver.

Bryan Lester U. Yu - THIS GUY IS OOZING, STEAMING and BURSTING WITH CONFIDENCE. He'll just breeze by and suddenly, you'll never know what hit you. Oh, it's probably the GAS! (haha!)